Never lose money on insurance deductibles again.
Get deductible
payments back in
your pocket
When you file a claim, there's always a catch: the deductible, the downtime, or expenses insurance won't touch. That's where we step in.
We are not insurance or a warranty. We’re supplemental protection that fills in the gaps.

You pay your premium -
But still get hit with the bill
Even with insurance, accidents and emergencies still cost you hundreds or thousands out of pocket. Our protection plans reimburse you for deductibles on cars, trucks, boats, motorcycles, RVs, homes, apartments and more, so you're never stuck with unexpected bills when life happens.
We protect you from what your insurance leaves behind
Compatible with any insurance provider
Backed by two A-rated carriers
7+ million members protected
Reimbursement in 30 business days or less
Get protected in 90 seconds
Get reimbursed fast.
No long hold times. No fine print. No runaround.
Reminder: This is not insurance or a warranty — it’s supplemental protection.
Simple Enrollment
1.
Choose your plan or bundle
2.
Enter basic info + payment
3.
You’re instantly protected
Note: All benefits are active immediately except the repair reimbursement benefits which have a 30-day waiting period
Easy Claim Filing
1.
Initiate within 90 days of the “date of loss”
2.
Upload proof of loss, insurance documents, and proof you paid your deductible within 180 days
3.
We review and reimburse within 30 business days or less