You pay your premium-
But Still Get Hit With the Bill .

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7+ million members

Compatible with any insurance provider

Backed by two A-rated carriers

We Cover What Your Insurance Leaves Behind

We are not insurance or a warranty. We’re supplemental protection that fills in the gaps.

When you file a claim, there’s always a catch: the deductible, the downtime, or expenses insurance won’t touch.

Get reimbursed for:

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Auto Deductibles

Don’t Let a Car Accident Derail Your Finances.

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Home Deductibles

Don’t Let a Home Emergency Drain Your Savings.

Get protected in 90 seconds.
Get Reimbursed Fast.

🕒 No long hold times. No fine print. No runaround.

Reminder: This is not insurance or a warranty — it’s supplemental protection.

Enroll now

Enrollment is simple:

1. Choose your plan or bundle

2. Enter basic info + payment

3. You’re instantly protected

Note: All benefits are active immediately except repair reimbursements, which have a brief activation window.

Filing a claim is just as easy:

1. Initiate within 90 days of the “date of loss”

2. Upload proof of loss, insurance docs, and payment proof within 180 days

3. Choose ACH or check

4. We review and reimburse within 30 business days or less

What clients say about us

Overall Ratings

Google

4.9

StarStarStarStarStar

Clients Reviews

Jesse Alvarado, 36

Denver, CO

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I was skeptical, but now I tell all my friends to add Deductible Defender when they buy a car. It’s one of those things you don’t know you need—until you really need it.

Heather MacDonald, 44

Portland, OR

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It’s like insurance for your insurance. And they actually do what they say. That’s rare.

Dev Patel, 27

Newark, NJ

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My job doesn’t give me much wiggle room financially. This gave me breathing room after a fender bender and a roof repair. One of the smartest purchases I’ve made.

Michael S., 51

San Antonio, TX

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I’ve used it twice—once for a car accident and once for a kitchen fire. Deductible Defender came through both times. No fighting, no forms, just paid.

Brianna Holloway, 32

Sacramento, CA

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It felt like a scam at first… until I actually needed it. Zero regrets. Everyone should get this.

Martin and Kendra Paulson, 46 & 43

Des Moines, IA

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Our basement flooded during a storm and we were bracing for a huge deductible. I’d totally forgotten we had this protection—and then they emailed saying it was covered. Unreal.

Anthony Russo, 38

Long Island, NY

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The dealership offered me Deductible Defender at financing and I’m so glad I said yes. Four months later someone rear-ended me. I didn’t pay a cent.

Tasha Greene, 34

Omaha, NE

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I’m a single mom and every dollar counts. Knowing that both my car and my house are protected? That peace of mind is worth everything.

Jamie Rodriguez, 29

Flagstaff, AZ

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I hit a deer two weeks after buying my car. My deductible was $1,000 — Deductible Defender covered the whole thing. Total lifesaver.

Lisa Chang, 41

Charlotte, NC

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A burst pipe flooded our laundry room and our insurance deductible was $1,500. Deductible Defender stepped in and paid it directly. No paperwork nightmare. Just handled.

When Life happens,
Be ready

Protect yourself from surprise expenses — starting now.