Deductible Defender reimburses you for expenses such as:

Insurance Deductibles

Vehicle Mechanical Repairs

In-Home Appliance & Electronics Repairs

Emergency Lodging

Home Lockout Service & Glass Breakage

All-Vehicle Protection Plan

Get reimbursed for insurance deductibles on cars, trucks, motorcycles, campers, and more.

Home Protection Plan

Get reimbursed for home insurance deductibles, home appliance and electronics repairs, and more.

Vehicle Service Contract

Covers costly repairs like engine, transmission, A/C, and electrical systems with a $0 deductible.

Extended coverage beyond your factory warranty

Keep your car on the road without surprise repair bills.

Financial Protection: Covers costly repairs like engine, transmission, A/C, and electrical systems with a $0 deductible

Peace of Mind: Confidence knowing you’re protected against major repair costs, ideal for long-distance drivers or those keeping vehicles past factory warranty

Added Perks: Rental car reimbursement, roadside assistance, and trip interruption coverage included

Flexible Coverage: Options available for newer and higher-mileage vehicles, with multiple term and mileage levels

You deserve a safety net.

We are not insurance.

We’re supplemental protection that kicks in when insurance stops short. We help protect what your policy won’t — like your deductible.

We work with any insurance provider.

No matter who your policy is with, Deductible Defender reimbursement benefits are here to help.

What our clients say about us:

My job doesn’t give me much wiggle room financially. This gave me breathing room after a fender bender and a roof repair. One of the smartest purchases I’ve made.

Dev P.

Newark, NJ

It’s like insurance for your insurance. And they actually do what they say. That’s rare.

Heather M.

Portland, OR

It felt like a scam at first… until I actually needed it. Zero regrets. Everyone should get this.

Brianna H.

Sacramento, CA

I’ve used it twice – once for a car accident and once for a kitchen fire. Deductible Defender came through both times. No complications, just got my money back.

Michael S.

San Antonio, TX

Our basement flooded during a storm and we were bracing for a huge deductible. I’d totally forgotten we had this protection - then my agent reminded me that we had DD. What a relief!

Martin P.

Des Moines, IA

I was skeptical, but now I tell all my friends to add Deductible Defender when they buy a car. It’s one of those things you don’t know you need—until you really need it.

Jesse A.

Denver, CO

I’m a single mom and every dollar counts. Knowing that both my car and my house are protected? That peace of mind is worth everything.

Tasha G.

Omaha, NE

My agent offered me Deductible Defender when I called to add my new car to my policy, and I'm so glad I said yes. Four months later, someone rear-ended me and my net deductible was zero!

Anthony R.

Long Island, NY

I hit a deer two weeks after buying my car. My deductible was $1,000 - DD reimbursed me the full $1000. Total lifesaver.

Jamie R.

Flagstaff, AZ

A burst pipe flooded our laundry room and our insurance deductible was $1,500. Deductible Defender stepped in and reimbursed me for my full deductible.

Lisa C.

Charlotte, NC

Frequently Asked Questions

What exactly is Deductible Defender?

Is this insurance?

What does it cover?

How much will I get reimbursed?

How does the reimbursement process work?

Can I use it more than once?

Can I use it for any home or vehicle?

Can I cancel if I change my mind?

Is there a waiting period?